Hoyes Michalos is a personal insolvency firm with 20 years’ experience helping people build a plan to become debt free. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Our team of professional debt experts provide caring, confidential, friendly advice to help you get out of debt and get back your life. Our Kitchener office is conveniently located on King Street between Downtown Kitchener and Uptown... Read more

Are you stressed about your financial situation? Has your paycheque or bank account been garnished? Are bill collectors harassing you at home or at work? Have you lost your job, recently divorced, or fallen ill? No matter the reason, Welker and Company understands how stressful that challenging financial situations can be. That's why we focus on creating a caring environment in which we take the time to understand your unique personal situation and make you aware of your options. During each consultation... Read more

When Debt is your problem we are your soution Read more